A Lasting Legacy of Life and Love

A Legacy of Two Courageous Mothers

The Catholic Foundation of Michigan is honored to steward the Mary Jo and Marjorie Courageous Mothers Endowment Fund, established by Marco DeCapite in memory of the two women whose courage, sacrifice and love shaped his life.

Mary Jo Crowley

The fund originally honored Marco’s birth mother, Mary Jo Crowley. Mary Jo discovered she was pregnant at the age of 24 and made the courageous decision to bring Marco into the world despite the challenges she faced. She endured the emotional struggles of being an unwed mother and the discomfort of pregnancy and childbirth.

Only days after his birth, Marco was placed with his adoptive parents, Armando and Marjorie DeCapite, who raised him and his sister in a loving home.

Decades later, Marco came to better understand the sacrifices made on his behalf. When he began searching for information about his biological family as a young adult, Marjorie encouraged and supported him in that journey. At age 23, Marco was able to connect with Mary Jo and begin a meaningful relationship with her.

“In many senses, I got a more complete picture of my identity, but even more so, my identity as a child of God, because He had a hand in all of this.”

— Marco DeCapite

Although their roles in Marco’s life were different, the love and sacrifice of both women became inseparable parts of his story.

After Marco’s adoptive mom, Marjorie passed away in 2025, Marco expanded the fund as a memorial to both of his mothers. The renamed Mary Jo and Marjorie Courageous Mothers Endowment Fund honors Mary Jo for courageously giving him life and Marjorie for lovingly receiving that life and devoting herself to raising him.

Together, the lives of Mary Jo and Marjorie offer a powerful witness to the many forms a mother’s courageous love can take: giving life.

“I’m just grateful for the opportunity to not only meet my birth mother, but also for the fact that she chose to bring me to life—a life the Holy Spirit has blessed. Setting up this fund is a way for more people to learn about her story and her sacrifice, while also honoring the mother who raised me and formed me in love.”

— Marco DeCapite

Carrying Their Legacy Forward

 

The Mary Jo and Marjorie Courageous Mothers Endowment Fund carries the legacy of both women forward by supporting ministries that serve mothers, infants and families experiencing difficult or unexpected pregnancies including:

  • Heart of Christ Clinic in Detroit, which provides medical care and compassionate support to mothers and infants.
  • Christ Medicus Foundation, which helps strengthen the clinic’s Christ-centered Catholic identity and provides Catholic bioethical formation.

Support the Mary Jo and Marjorie Courageous Mothers Endowment Fund

Guest Author: Adam Legg, Wealth Planner at ISTO Advisors

A timely charitable giving strategy before new tax laws take effect in 2026

If you are a high-income donor who gives generously to charity and itemizes deductions on your tax return, there is an important opportunity you should know about.

Starting in 2026, new tax laws brought about by the One Big Beautiful Bill Act (OBBBA) may limit how much of your charitable giving can be deducted on your tax return. Specifically, the first 0.5% of your income will no longer count toward itemized deductions. For example, if your income is $1,000,000, the first $5,000 of charitable donations will not be eligible to use as a deduction. So, if your total donations for the year are $30,000 in 2026, you will only be eligible to include $25,000 as an itemized charitable deduction on your tax return.

Additionally, the maximum value of itemized charitable deductions will be capped at 35%, even if you are in a higher tax bracket. That means if you are in the top federal tax bracket (currently 37%) you will lose 2% of the value of your deduction starting next year. For example, if a donor has total itemized charitable deductions of $1,000,000 in 2025, the value of that deduction at the highest tax bracket (37%) would be $370,000. However, the exact same itemized charitable deduction of $1,000,000 in 2026 would have a value that is capped at 35%, or $350,000, even if the donor is in the 37% tax bracket.

Let’s look at an example that combines the two changes above to illustrate the potential impact of this strategy.

Lorenzo, a donor in the 37% tax bracket, has an annual income of $3,750,000. He was planning to give a $1,000,000 donation in 2026. Under the new rules, which begin in 2026, his deduction on his $1,000,000 donation would yield ~$343,400 in tax savings (coming from $981,250 of eligible itemized deductions after the 0.5% income floor, and at a capped rate of 35%). If Lorenzo decided to make the $1,000,000 donation in 2025, all else being equal, his donation would yield ~$370,000 in tax savings (coming from $1,000,000 of eligible itemized deductions at his 37% tax rate). That is a difference of ~$26,600 in tax savings simply by making the donation in 2025 before the new tax laws go into effect.

One strategy is to “bunch” your donations – that is, make several years’ worth of charitable contributions in one year. With the tax laws coming into play in 2026, high-income donors may want to consider bunching donations for future years into the 2025 tax year before these new laws take effect. The key point to consider is that if you are not proactive with this strategy, future years of giving may have less of a tax savings element with the new laws coming into effect.

If you’re considering a significant charitable gift in the future, 2025 may be a good time to capitalize on the current tax laws. Further, you may consider the bunching strategy to take advantage of the current tax laws before the changes go into effect in 2026.

CONTACT US TO LEARN MORE


 

Adam J. Legg, CFP®, CLU®, CAP®
Wealth Planner at ISTO Advisors, LLC
Catholic Foundation of Michigan Professional Advisor
adamlegg@istoadvisors.com

Adam J. Legg is a Wealth Planner at ISTO Advisors LLC. Adam joined ISTO Advisors in 2022 and has been in the financial services industry since 2015. Adam has earned his CERTIFIED FINANCIAL PLANNER® certification, Chartered Life Underwriter® certification, and Chartered Advisor in Philanthropy® designation.

Adam is also a member of the Catholic Foundation of Michigan’s Professional Advisor Group. Learn more about this special group or join us by clicking here.

Ave Maria Radio Feature: Igniting Our Future Gala

The Catholic Foundation of Michigan was honored to be featured live on Ave Maria Radio on October 3, 2025, to share about the upcoming Igniting Our Future Gala.

During the interview, Angela Moloney, President and CEO of the Foundation, spoke about the growing impact of Catholic education across Michigan and shared powerful stories of students, educators and families whose lives have been transformed through the generosity of donors and partners.

While gala tickets sold out, there are still meaningful ways to participate. A gift of any amount can help us in our mission to build scholarship funds and support youth and education programs across Michigan.

Listen to the full interview below, and if you feel inspired to join us in our mission to ignite hearts and strengthen the future of Catholic education, click here to make a gift! The Foundation is featured in the second segment starting at the 36:04 mark.


▶️ Listen Now

Opens in a new tab on Ave Maria Radio – Segment starts at 36:04.

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We are excited to share the Catholic Foundation of Michigan’s 2024 Annual Report: Igniting Our Future. This report celebrates the extraordinary generosity and faith-filled commitment of our Catholic community throughout the past year. Inside, you’ll discover inspiring donor stories, powerful milestones—including $30M granted since inception in support of Catholic schools, parishes, and ministries—and the collective impact of more than 3,600 donors who believe in building a future rooted in faith.

At the Catholic Foundation, our mission remains steadfast: to inspire charitable giving and invest in the long-term vitality of Catholic ministries across Michigan. Guided by Catholic values and the legacy of our faith, we are honored to walk alongside you in service and stewardship.

Explore the report below and see how, together, we are igniting the future and building for eternity.

Give now. Support Forever.


Read More

Featured in Video: Mateo, a student from Holy Redeemer Grade School in Detroit, alongside other 2024 St. Martin de Porres scholarship recipients.


Jesus, the Light of the World, calls each of us to share His love and serve those in need. Your generous support has helped us answer the call to be His hands and feet in the world. Together, we have funded 100+ nonprofit projects through the Foundation’s annual granting process and provided 245 scholarships to deserving students across 44 schools. We are deeply grateful for the difference you have helped us make.

Next week, as the world celebrates Giving Tuesday, we invite you to consider helping us maximize our impact. Making a gift before year-end will have a bigger impact, as it will allow us to plan more effectively for the year ahead and meet even more of the urgent needs in the community.
 
Your gift—no matter the size—will help grow our granting and scholarship funds, allowing us to empower future leaders and extend Christ’s love and compassion to those who look to us for help. We hope you will join us in shining His light on Giving Tuesday and help us answer His call to love and serve. 

Have a blessed Thanksgiving with your loved ones. We are grateful for you!
 
Join us in our efforts by designating your gift to one of the following funds:

Learn more about our granting funds by clicking here and our scholarship funds by clicking here.
 

The Catholic Foundation of Michigan is a nonprofit organization dedicated to making our community stronger through Catholic philanthropy. The Catholic Foundation of Michigan is a tax-exempt public charity under Section 501(c)(3) of the Internal Revenue Code (EIN 81-4107324) and is tax exempt under the fullest extent of the law. Please contact your tax advisor for additional information. Please contact us to learn about existing funds managed by the Catholic Foundation or to create your own fund.
   


Reverend  Jeffrey D. Day
Archdiocese of Detroit
Ex Officio

Angela Moloney
Catholic Foundation of Michigan
Ex Officio

As the new year begins, what are your goals and dreams for 2020?What impact do you feel called to make to help spread the Gospel in Michigan and beyond?

Pray. Serve. Learn and Play. As we begin 2020, we are keeping these words front and center, and we invite you to do the same.

In early January, we are featuring funds that are helping others in their resolutions to pray, serve, learn and play. We hope you’ll read about them and discern where you might be called to partner with us.

The Catholic Foundation is here, this year and for many to come, to support you in realizing your philanthropic goals.

Consider how opening or contributing to a fund might be part of your 2020 commitments and then be in touch with us.

DEFINE YOUR LEGACY: OPEN A FUND